Lend with Confidence, Not Guesswork
Independently verify borrower projections, assess deal risk with standardized scoring, and make faster lending decisions backed by real market data.
The Lending Risk You Can't Afford
Borrowers present their best projections. Your job is to find the truth. But without independent tools, you're relying on their numbers.
Borrower Bias
Every borrower's projections are optimistic. Inflated ARV estimates, understated rehab budgets, and unrealistic timelines are the norm — not the exception.
Manual Due Diligence
You're running comps manually, cross-referencing rental data across multiple sites, and building your own spreadsheets for every loan application.
Slow Decisioning
The best borrowers go to lenders who move fast. If your underwriting takes days, you're losing quality deals to competitors who can approve same-day.
Your Independent Underwriting Co-Pilot
xREI gives lenders the same data investors use — so you can verify projections, assess risk, and decide faster.
Independent Deal Scoring
Run borrower deals through xREI's scoring engine independently. Compare their projections against market data, rent estimates, and comparable sales to verify accuracy.
Standardized Risk Assessment
Every deal scored on the same criteria — cash flow coverage, market appreciation trends, comparable sales data, and exit strategy viability. Consistent risk evaluation across your entire portfolio.
Faster Funding Decisions
Replace days of manual research with instant analysis. Pull up any property, get market-verified metrics, and make lending decisions in hours instead of days.
What You Can Independently Verify
Every metric your borrowers claim — checked against real market data.
After Repair Value (ARV)
Comparable sales data validates or contradicts borrower ARV estimates
Rental Income Projections
Market rent estimates based on comparable properties in the area
Cash Flow Viability
Monthly cash flow analysis factoring real expenses, vacancy, and CapEx
Cap Rate & CoC Return
Investment returns calculated from verified market data, not borrower estimates
Market Trend Data
Appreciation trends, days on market, and supply metrics for the target area
Exit Strategy Viability
Strategy-specific scoring confirms whether the borrower's exit plan makes sense
Start Verifying Deals Today
Independent property scoring. Market-verified analytics for every deal.
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Lend Smarter. Lend Faster.
Join lenders who use xREI to independently verify borrower projections and make data-backed funding decisions.